Privacy Policy
This Privacy Policy describes how Debt Bridge USA collects, uses, discloses, and protects information obtained through this website and related communications.
1. Scope & Applicability
This Privacy Policy applies to information collected online through this website, forms, emails, phone calls, text messages, and other electronic communications associated with our services. By using this website, you consent to the practices described herein.
2. Information We Collect
We may collect the following categories of information:
A. Information You Provide Voluntarily
• Name, business name, email address, phone number, and mailing address
• Business and financial information provided for evaluation purposes
• Communications submitted through forms, email, phone, or text
B. Information Collected Automatically
• IP address, browser type, operating system, device identifiers
• Pages viewed, referring URLs, access times, and interaction data
• Cookies, pixels, and similar tracking technologies
C. Information We Do Not Intentionally Collect
• Social Security numbers
• Bank login credentials or passwords
• Personal consumer credit card numbers
3. How We Use Information
We may use collected information to:
• Respond to inquiries and provide requested information or services
• Evaluate eligibility for financial, refinancing, or debt-related solutions
• Communicate via phone, email, or text regarding your inquiry
• Improve website functionality, performance, and security
• Prevent fraud, abuse, or unauthorized activity
• Comply with legal, regulatory, and contractual obligations
4. Legal Bases for Processing (Where Applicable)
Information is processed based on one or more of the following:
• Your consent
• Performance of a requested service
• Compliance with legal obligations
• Our legitimate business interests
5. Information Sharing & Disclosure
We do not sell personal information. We may share information only under the following circumstances:
• With lenders, financial institutions, advisors, or service providers solely to evaluate or deliver requested services
• With vendors providing hosting, analytics, CRM, communication, or security services under confidentiality obligations
• When required by law, regulation, subpoena, court order, or governmental request
• To protect our rights, property, safety, or to enforce agreements
• In connection with a business transaction such as a merger, acquisition, or asset sale
6. Cookies, Analytics & Tracking Technologies
We use cookies, pixels, and similar technologies to:
• Analyze traffic and user behavior
• Improve performance and user experience
• Measure marketing effectiveness
You may control cookies through browser settings; however, disabling cookies may affect site functionality.
7. Data Security
We employ reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction. Access to personal information is limited to authorized personnel with a legitimate business need. Despite these efforts, no method of transmission or storage is 100% secure.
8. Data Retention
We retain information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal requirements, resolve disputes, and enforce agreements.
9. Your Rights & Choices
Depending on your jurisdiction, you may have the right to:
• Request access to personal information
• Request correction or deletion of personal information
• Object to or restrict certain processing activities
• Opt out of non-essential communications
Requests may be submitted using the contact information below.
10. California Privacy Rights (CCPA / CPRA)
California residents have the right to:
• Know what personal information is collected and how it is used
• Request deletion of personal information, subject to legal exceptions
• Opt out of the sale or sharing of personal information (we do not sell data)
• Not be discriminated against for exercising privacy rights
Requests will be verified as required by law.
11. Communications, Calls & SMS (TCPA Compliance)
By providing your phone number, you consent to receive calls and text messages related to your inquiry or services. Message and data rates may apply. Consent is not a condition of purchase. You may opt out of text messages at any time by replying STOP.
12. Third-Party Websites
This website may contain links to third-party sites. We are not responsible for the privacy practices, content, or security of third-party websites.
13. Children’s Privacy
This website is intended for business owners and adults. We do not knowingly collect personal information from individuals under the age of 18.
14. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes become effective upon posting. Continued use of the website constitutes acceptance of the revised policy.
15. Contact Information
For questions, requests, or concerns regarding this Privacy Policy, contact us at:
Email: info@refimcadebt.com Company Name: Debt Bridge USA